Consumer Advocates...Not Sales People
 
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FAQ - Home Buying Process

 

Do I qualify for the tax credit expiring June 30, 2010?

 

Where can I find good information on the tax credit expiring June 30, 2010?

 

Can I use the 2010 tax credit to cover down payment and closing costs for my purchase?

 

How do I know how much I can afford?

 

How do I know if my expectations are realistic?

 

How much money do I need for a down payment?

 

How do I get "pre-qualified"?

 

What is a Good Faith Estimate?

 

What is a Deed of Trust?

 

What is a Note?

 

How do I make an offer on a home I want to buy?

 

How much should I offer?

 

Why are the contract dates important?

 

Do I need to hire a lawyer?

 

Do I need a home inspection?

 

What other inspections do I need?

 

Will the seller fix all of the problems with the house?

 

What is title insurance?

 

What is a title commitment?

 

What is an HOA and what does it do?

 

Do I have to get an Appraisal?

 

What is a Settlement Statement?

 

What should I bring to closing?